Pag-IBIG, DHSUD to offer over 20,000 housing units at Davao fair on Nov. 12-13

More than 40 property developers offering over 20,000 housing units will take part in the Mindanao Housing Fair 2026 in Davao City on Nov. 12 and 13, according to SunStar. The Pag-IBIG Fund and the Department of Human Settlements and Urban Development (DHSUD) are organizing the event.

Entry to the fair at the SMX Convention Center Davao is free. It will run in morning and afternoon sessions on both days. Grace Camaganacan, department manager III of the Pag-IBIG Fund Mindanao Business Development Department, announced the event at a Davao Peace and Security Press Corps briefing on Nov. 4. The fair is the third stop of the second National Housing Expo Series, following exhibitions in Luzon and the Visayas.

Camaganacan said Pag-IBIG members can browse properties and financing offers, as can nonmembers who sign up for membership. Some developers are coming from Manila. Developers of projects under the Expanded Pambansang Pabahay para sa Pilipino (4PH) program in Davao City, Panabo and Tagum will also join. Qualified buyers of socialized units under the program can get a subsidized home loan rate of 3 percent, DHSUD said.

For economic and open-market housing, Pag-IBIG's promotional rates remain available until Dec. 31, 2026, Camaganacan said. Loans of up to P4.9 million carry a 4.5 percent rate. Loans above P4.9 million and up to P10 million carry 5.75 percent. According to the fund's website, these rates apply to the first three years of the loan.

Buyers can pre-register through the QR code on Pag-IBIG's promotional materials or through its website and Facebook page. Pre-registering also lets prospective borrowers undergo prequalification to see how much they may borrow. Registration will also be available at the venue, and a housing loan calculator will be on hand. Julie Ann Deocariza, marketing head of the Pag-IBIG Fund Davao Bajada Branch, advised visitors to bring proof of income, such as payslips or income tax returns, so staff can estimate their loanable amount.

Pag-IBIG will also offer foreclosed and canceled properties through its Acquired Assets Super Sale. Christopher Pio, acting chief of the fund's Real and Other Properties Acquired Sales Division in Mindanao, said discounts of up to 30 percent apply "regardless of your mode of payment." According to the fund's website, the discounts are as follows:

- 30 percent for full payment within 30 days - 20 percent for installment plans of up to 12 months - 10 percent for long-term payment through a Pag-IBIG housing loan

Pio said few acquired properties remain in Davao City. More are available in Panabo City and elsewhere in Davao del Norte, as well as in Digos City and General Santos City. He estimated that there are fewer than 1,000 such properties across Davao Region. He added that fewer delinquent accounts are being foreclosed as more borrowers use remedial programs such as loan restructuring and condonation.